Effective Date/Last Modified: [April 4, 2018].
The terms “we” “our” and “us” refer to The Harbor Group, Inc., its subsidiaries and affiliates (collectively “Interstates”), and the terms “you” or “your” refer to any individuals who accesses Interstates.com (the “Website”), which is comprised of various web pages and features operated by us.
Information that we receive from you when you interact with the Website
How we use and process the information that we receive
If and why Personal Information may be disclosed to third parties
Your choices regarding the collection and processing of your Personal Information
In general, you can visit our Website without revealing any Personal Information (defined below) about yourself to us. We do not collect, or require individuals to transmit, any personally identifiable financial information (as defined under Federal Regulation P (12 C.F.R. § 1016.3(q)), social security numbers (SSNs), or driver’s license numbers through our Website. We also do not automatically collect any other Personal Information about you through our Website. The only Personal Information we collect is information you choose to provide us through voluntary forms, features, and Services on our Website.
INFORMATION WE COLLECT
Types of Information
We collect various kinds of information that you provide to us through the Website as well as information we obtain from your use of the Services. Some of the types of information that we collect include:
“Personal Information”—information associated with or used to identify or contact a specific person. Personal Information includes: (1) contact data (such as name, e-mail address, telephone number and employer); (2) demographic data (zip code); and (3) employment information (such as education, experience, and interest in certain fields).
“Usage Data”—information about an individual’s online activity that, by itself, does not identify the individual, such as:
technical information, including your browser type, service provider, IP address, operating system and webpages visited; and
information about what you’ve searched for and looked at while using the Website or Services.
“Location Data” is information collected about the location of a mobile device or computer, including:
the location of the mobile device or computer used to access the Services derived from GPS or WiFi use; and
other information made available by a user or others that indicates the current or prior location of the user, such as information that you or others post indicating your location, or geotag information in photographs.
How We Collect Information
From You. We collect information from you when you:
Use the Services.We collect Personal Information from you when you use our Services, contact us for help or information, or otherwise voluntarily provide your Personal Information to us. We collect the information and content that you submit to us, such as when you enter comments, request information, submit a review, live chat, or apply for a job.
From Our Business Partners and Service Providers. Third parties that assist us with our business operations also collect information (including Personal Information, Usage Data and Location Data) about you in connection with the Services and share it with us. For example, our vendors collect and share information with us to help us detect and prevent fraud. You agree we may rely on any such third party collection and sharing as being authorized by you, and we are under no obligation to verify the authorization of any information shared with us by a third party.
Usage Data. We automatically collect Usage Data when you interact with the Website.
Location Data. We automatically collect Location Data when you interact with the Website.
Our Website may also use web beacons or pixel tags and other similar technologies, which are not placed on your computer but instead are embedded on certain pages of our Website or in emails. When you visit a page or read an email with a pixel tag, web beacon, or other similar technology, a generic notice of your interaction is generated.
Opting Out of Cookies, Web Beacons, and Similar Technologies. You can manage cookie preferences and opt out of having cookies and other similar collection technologies used by adjusting the settings on your web browser. If you do not want cookies stored on your computer, you can change the settings on your browser to notify you when a cookie is about to be saved or block cookies entirely. How to access these settings, which settings are available, and how to turn on these settings varies by browser type and we encourage you to further investigate your browser’s privacy settings if you wish to opt out or adjust these settings in any way. If you choose to decline or block cookies, you may not be able to fully utilize all of the interactive features of the Website.
You cannot decline web beacons; however, setting your browser to decline cookies or to prompt you for a response, or installing an ad-blocker, may keep web beacons from tracking your activity.
How We Use Your Information
We may use the information we collect for any of the following purposes:
to provide the Services to you;
to operate, improve and personalize the products and Services we offer, and to give each user a more consistent and personalized experience when interacting with us;
for customer service, security, to detect fraud or illegal activities, or for archival and backup purposes in connection with the provision of the Services;
to communicate with users to inform when a relevant post has been added to the Website;
to better understand how users access and use the Website and the Services, for the purposes of trying to improve the Website and the Services and to respond to user preferences, including language and location customization, personalized help and instructions, or other responses to users’ usage of the Website and the Services;
to help us develop new products and Services and improve our existing products and Services;
to provide users with relevant advertising and direct marketing;
to assess the effectiveness of and improve advertising and other marketing and promotional activities on or in connection with the Services; and
for other business or marketing purposes as determined by us in our sole discretion.
Aggregation and Linking of Information. In order to provide you with a better experience and to improve the Services, information collected through the Website may be used in an aggregated or individualized manner. For example, Personal Information collected during use of the Services may be used to suggest particular content that can be made available to you in connection with another of the Services or be used to try to present more relevant advertising in another of the Services.
How We Share and Disclose Usage Data and Location Data
How We Share and Disclose Your Personal Information
We may share and disclose your Personal Information as follows:
When you consent. We may share Personal Information with third parties if you have given us your consent to do so.
To perform services. We may disclose Personal Information to third parties in order to perform services requested or functions initiated by users, such as adding users to mailing lists. In addition, we may disclose Personal Information in order to identify a user in connection with communications sent through the Website. We also may offer users the opportunity to share information with friends and other users through the Website.
With third party service providers performing services on our behalf. We share information, including Personal Information, with our service providers to perform the functions for which we engage them (such as hosting and data analyses). We may share information as needed to operate other related services.
For legal purposes. We also may share information that we collect from users, as needed, to enforce our rights, protect our property or protect the rights, property or safety of others, or as needed to support external auditing, compliance and corporate governance functions. We will disclose Personal Information as we deem necessary to respond to a subpoena, regulation, binding order of a data protection agency, legal process, governmental request or other legal or regulatory process. We may also share Personal Information as required to pursue available remedies or limit damages we may sustain.
In aggregated form. We may share Personal Information about you in an aggregated form—that is, in a statistical or summary form that does not include any personal identifiers—with third parties in order to discover and reveal trends about how users interact with our Website.
During corporate changes. We may transfer information, including your Personal Information, in connection with a merger, sale, bankruptcy, restructuring, acquisition or other change of ownership or control by or of us or any affiliated company (in each case whether in whole or in part) to any actual or potential purchasers, transferees, or owners.
In compliance with applicable law. We may share or disclose your Personal Information in any way that is legally permissible, including, without limitation, to conduct research and surveys and to inform you of products or Services available from us or our affiliates.
Information Storage and Security
We may retain information as long as it is necessary and relevant for our operations. We also may retain Personal Information to comply with applicable law, prevent fraud, resolve disputes, troubleshoot problems, assist with any investigation, and other actions permitted by law.
We employ industry-standard security measures designed to protect the security of all information submitted through the Website. However, the security of information transmitted through the internet can never be guaranteed. Therefore, we make no warranties or representations regarding the security of your information. We are not responsible for any interception or interruption of any communications through the internet or for changes to or losses of data. Users of the Services are responsible for maintaining the security of any password, user ID or other form of authentication involved in obtaining access to password protected or secure areas of any of the Website. In order to protect you and your data, we may suspend your use of the Website or Services, without notice, pending an investigation, if any breach of security is suspected. Access to and use of password protected and/or secure areas of the Website is restricted to authorized users only. Unauthorized access to such areas is prohibited and may lead to criminal prosecution.
It is important to us that you are able to access and review the Personal Information we have about you and make corrections to it or delete it, as necessary. If you have any questions about how to access your Personal Information, or want to make changes to your Personal Information we have stored, please contact us at website@Interstates.com. We may require you to verify your identity before we change our records.
Links, Widgets, Embeds, Social Media, and Other Third Party Features
Disclaimer: Not Child-Directed
Our Website is not directed to anyone under the age of 18, and by using this Website, you are confirming that you are 18 years of age or older. While this Website does not knowingly solicit, collect or store information of children under 13, it is possible that through fraud or deceit we may receive information pertaining to children under age 13. Parents or guardians may report unauthorized use of our Website by a child by contacting us at website@Interstates.com. If we are notified of unauthorized use by a child under 13, upon verifying the information, we will immediately delete the unauthorized information from our servers and records.
How to Contact Us